DOCS
How Outpay works
Cash out SOL on Solana to PayPal, Revolut, Zelle, your bank or a gift card, person to person. Here is everything you need to understand the planned experience, in about two minutes.
- FEE
- 1%
- PER TRADE
- $10 – $5,000
- WAYS TO PAY
- 38
- ESCROW
- Onchain
proposed seller fee
reference limits
apps, banks, gift cards
Solana program
Getting started
What is Outpay
Outpay is a person-to-person market designed for SOL and supported SPL tokens on Solana. Sellers cash out to PayPal, Revolut, Zelle, a bank account or a gift card, and buyers pay them directly. Outpay is the middleman: the seller's crypto waits in an on-chain escrow until the seller confirms the money arrived.
Quick start
- 1
Connect your Solana wallet
Your wallet, handle and trade history form your trader profile. Wallet connections will be available when the live platform launches.
- 2
Pick an offer, or post an ad
The market will list live offers, best price first. Filter by payment method and amount, or post your own ad with your price and limits.
- 3
Get paid, or receive your crypto
The seller locks crypto, the buyer pays directly, and the seller confirms before the crypto moves to the buyer’s wallet.
What you need
- A compatible Solana wallet, such as Phantom or Solflare.
- Access to one of the payment methods accepted in the ad.
- SOL for applicable network fees when the live program is available.
Trading is not yet available. No real funds, wallet signatures or payment credentials are requested.
Cash out (sell SOL)
Find a buyer on the sell side of the market, or post an ad. Choose your amount, price and payment methods. Fund escrow first, wait for payment, and verify the money inside your payment account before releasing the crypto.
The example calculator uses a fixed illustrative price, not a market feed. Final quotes will be fixed when a trade opens.
Buy SOL
Browse sell offers and select a payment method. Confirm the trade amount and that escrow is funded. Pay exactly as instructed, mark the trade as paid and wait for the seller to release the crypto to your Solana wallet.
The escrow
Outpay is designed around a Solana program that holds the crypto during the trade. Fiat payments go directly between traders; Outpay does not hold dollars. Supported assets are SPL tokens and will use their verified mint addresses.
An ad goes up
Sellers post their price, their limits per trade and how they accept payment, then fund the Solana escrow. Buyers can post ads too: how much they want to buy and how they will pay.
Someone answers it
Opening a trade fixes the price and amount. On a sell ad, the crypto is already in escrow; on a buy ad, the seller locks it first. Nobody pays for crypto that is not locked.
The buyer pays the seller
Directly, with the method in the ad, within the payment window shown on the trade. Then they mark it as paid. Gift card codes and payment evidence stay in the trade chat.
The crypto is released
The seller checks that the money arrived and releases the crypto to the buyer’s Solana wallet. If there is a disagreement, the trade moves into the dispute process.
The proof of escrow page will show the program address, vault balances and outstanding trades. No escrow program is currently deployed or verified by Outpay.
Trade statuses
| Awaiting escrow | The seller has not yet funded the trade. Do not pay. |
|---|---|
| In escrow | Crypto is locked and the buyer can make the payment. |
| Payment sent | The buyer has marked the payment as sent. |
| Released | The seller confirmed payment and crypto was released. |
| Cancelled | The trade ended without a completed exchange. |
| Disputed | The trade is waiting for a review of evidence. |
Disputes
If the buyer has paid and the seller does not release, or the parties disagree about a payment, either side can request a review in the planned dispute flow. Keep messages and evidence in the trade chat. Crypto remains in escrow until the dispute is resolved.
Fees & limits
The reference design uses a 1% seller fee and a per-trade range of $10 to $5,000. Buyers pay the agreed price. Your payment provider may charge separately. These are proposed values, not live commercial terms.
See fees and limits and the proposed OUTPAY staking tiers.
Payment methods
The planned marketplace includes 38 methods across apps, bank transfers and gift cards. Each offer specifies which methods its trader accepts.
PayPal, X Money, Venmo, Cash App, Revolut, Zelle, Wise, Apple Cash, Google Pay, Lydia, Payoneer, WeChat Pay, Alipay, Pix, Mercado Pago, US bank transfer, SEPA transfer, UK bank transfer, N26, Monzo, Amazon, Apple, Google Play, Steam, PlayStation, Nintendo eShop, Netflix, Spotify, Uber, DoorDash, Airbnb, Walmart, Target, eBay, Starbucks, Roblox, Razer Gold, Visa prepaid.
Only use a method you can access legitimately and in accordance with its provider's terms. Verify gift card currency, region and redemption rules before trading.
Solana & SPL tokens
Outpay is built around Solana, not Ethereum or an EVM chain. SOL is the native asset. Additional supported assets will be verified SPL tokens.
OUTPAY is the proposed platform token. The official mint address, token launch and staking conditions have not been published. Token names are not unique: always verify a mint address using an official source.
Safety
- Never share your recovery phrase or private key.
- Never pay before confirming escrow is funded.
- Confirm payments in the actual payment app, not from a screenshot.
- Keep conversations and evidence in the trade.
- Check network and token mint addresses before signing anything.
- Do not send funds until trading is enabled.
For developers
The planned API covers market offers, ads, trades and events. Explore the API reference design or the developer page. No production API keys or trading endpoints are available yet.
FAQ
Who holds the money?
Buyers pay sellers directly using the payment method in the ad. Outpay is designed to hold only the crypto in a Solana escrow program until the seller confirms that payment arrived. Escrow is not currently available; no funds are held or moved.
What if the buyer never pays?
The proposed payment window is 15–60 minutes. If the buyer has not marked the trade as paid before it expires, the trade can be cancelled and the crypto returned to the seller. Never release crypto before checking your payment account.
What if the seller doesn’t release?
The intended dispute flow lets either trader submit evidence in the trade chat. Crypto stays locked while the dispute is reviewed. Escrow and dispute resolution are not yet available.
What does it cost?
The reference pricing is a 1% fee, paid by the seller. Buyers pay the price in the ad. Payment providers may charge their own fees. Pricing is illustrative and will be confirmed before launch.
Which network?
Solana. Outpay is being designed for SOL and supported SPL tokens. No Ethereum or other EVM network is used. Token support and the program address will be published before trading opens.